🔍 Set Up Your Mortgage Monitor

Know when to stay variable, when to lock into fixed, and when to make a change

Create your account and upload your mortgage statement

Some fields may appear — most can be skipped.

Your mortgage statement is all we need to begin.

We’ll follow up once to understand your goals and complete your setup.

Choosing between fixed and variable isn’t a one-time decision.
It changes as rates and market conditions evolve.

We help identify when to stay variable, lock into fixed, or make a change.

These decisions come down to timing — not guesswork.

Your mortgage is monitored using the same approach —
used to manage interest rates across global markets.

👉 where timing and decisions directly affect real financial outcomes

Takes about a minute — no obligation, and you can stop anytime

You’ll be taken to our secure platform —
to create your account and upload your mortgage statement.

You’ll be asked to upload your mortgage statement —
usually a PDF from your bank or lender.

We use this to review key details like your rate, term, payment, and structure —
including anything in the fine print that may impact your mortgage.

Most people already have this in their email or online banking.
If not, you can start now and upload it later.

👉 You can start this even if your mortgage is with a bank or another broker

— you don’t need to be a client to begin

• We review your mortgage

• We reach out once to understand your goals

• Then we monitor and alert you when something changes that matters

No ongoing calls — just one check-in, then monitoring from there.

We review your mortgage in detail and identify the right moments to make changes —
based on how it’s structured and what’s in the fine print.

These opportunities depend on timing and aren’t always obvious.

Once we understand your mortgage, we handle the details —
identifying opportunities to improve it over time.

You’ll also receive a $1,300 closing cost reward —
with additional referral earnings of $200–$800 when you share it.

• Lower your monthly payments

• Find better rates as they become available

• Know when to stay fixed or variable

• Structure your mortgage more effectively — especially for rentals

• Interest rate changes — and when it makes sense to act

• Renewal timing & lender options — based on market conditions

• Your current mortgage structure — including most bank mortgages

• Opportunities to lower payments or reduce your total cost

• Maintaining access to lower insured rates — where possible

Your mortgage is monitored based on how interest rates are changing —
and when it makes sense to act.

Built to help you make better decisions over time —
not just react at renewal.

Takes about a minute

You’ll be taken to our secure platform —
to create your account and upload your mortgage statement.