Mortgage Strategy Built on Global Interest Rate Expertise
Lower Your Mortgage Costs
and Keep Saving Over Time
Start by locking in up to $1,300 toward your closing costs —
then keep saving as you pay down your mortgage
No obligation — takes less than 30 seconds
HOW IT WORKS
Start simple. Stay flexible. Build over time.
Step 1 — Lock in your reward
Secure up to $1,300 toward your closing costs
No application. No commitment. Takes seconds
Step 2 — Put it to work
Use your reward in the way that benefits you most:
💸 Lower your rate or upfront costs→
📉 Pay down your mortgage faster→
🔁 Recover costs you’ve already paid→
Explore your options
Step 3 — Grow it (optional)
You can increase your rewards over time:
• Share with someone getting a mortgage
• They lock in their reward
• You may earn when they complete
💡 Funded from lender commission — not added to your mortgage
🧠 How most people start
Reduce costs first —
then use rewards in other ways over time
TAKE IT FURTHER
Some clients go beyond cost savings
by setting up their mortgage for flexibility and access to capital
ONGOING SUPPORT
Your mortgage stays optimized — not ignored
We monitor your mortgage and alert you when something changes that matters
FINAL STEP
Start with the reward — decide everything else later
No obligation — takes less than 30 seconds
Joel Laceda Mortgage Agent Level 2
BRX Mortgage Inc. FSRA #13463