HOW IT WORKS 🏡

STEP 1 — SHARE 👥

When you share this with someone you know:

• They can lock in up to $1,300 toward their closing costs

• You earn when they complete their mortgage

STEP 2 — EARN 💰

When someone you share this with completes a mortgage:

• They receive their closing cost reward

• You earn rewards (typically $200–$800 per referral)

💡 Funded from the lender commission — no added costs to your mortgage

STEP 3 — SAVE 🏦

When you use your rewards:

• You can reduce your mortgage costs

• Apply them in the way that works best for you

They save. You earn. You save.

Here’s how people use their rewards

WHAT YOU CAN DO WITH YOUR REWARDS

Choose how you want to use your rewards

Recover Mortgage Costs

Work toward earning back
fees you’ve already paid

👉 Explore Recovery Program →

Get Cash Now

Unlock part of your rewards now
while the rest continues to grow

👉 Explore Early Access →

Lower Your Rate or Costs

Reduce your rate
or offset closing costs

👉 Explore Mortgage Optimization →

Pay Down Your Mortgage Faster

Apply rewards toward your balance
or monthly payments

👉 Explore Mortgage Freedom →

Start by lowering your rate or costs

Your options increase as your rewards grow

Your mortgage is actively monitored throughout

🔍 ONGOING MORTGAGE MONITORING

Who’s watching your mortgage?

We actively monitor your mortgage
and alert you when something changes that matters

🔗 See how the Mortgage Monitor works →

Lock it in now — decide later

No obligation. Takes less than 30 seconds