Mortgage Freedom Plan

WHY THIS EXISTS

To create a simple way to cover a mortgage payment

Most mortgages allow you to pay them down faster

— but that usually requires extra cash

This works by earning rewards when someone you share this with completes their mortgage with us

You can use your rewards toward your mortgage once it’s set up with us

HOW IT WORKS

STEP 1 — SHARE 👥

Share this with someone you know

• They get up to $1,300 toward their closing costs

• You can also lock in your own $1,300 reward

STEP 2 — EARN 💰

When someone you share this with completes a mortgage with us

• You earn about $200–$800

💡 Funded from the lender commission — no added costs to your mortgage

STEP 3 — USE 🎯

Use your rewards toward your mortgage

• up to 1 mortgage payment

• plus 1 additional payment applied as a lump sum

HOW YOUR REWARDS ARE USED

Each reward is split — part can be used now, while the rest remains in your rewards account for future use

Typical Milestones

$500 → get $350 now, $150 remains

$1,000 → get $700 now, $300 remains

$1,500 → get $1,050 now, $450 remains

$2,000 → get $1,400 now, $600 remains

5 Referrals (~$2,500)

➡️ $1,750 applied as a lump sum

➡️ $750 remains in your rewards account

💰 Save approximately $4,000 in interest

⏱️ Paid off about 3 months sooner

10 Referrals (~$5,000)

➡️ $3,500 applied as a lump sum

➡️ $1,500 remains in your rewards account

💰 Save approximately $8,000 in interest

⏱️ Paid off about 6 – 7 months sooner

🏡 Example based on a $1,750 mortgage payment

$365,000 mortgage · 4.00% · 5-year fixed · 30-year amortization

Monthly payment ≈ $1,750 (≈ 5 referrals)

5 Referrals (~$2,500 in rewards)

Most people start with one payment — and continue from there

Share → Earn → Save

Lock it in now — decide later

No obligation. Takes less than 30 seconds

Valid for up to 5 years

Already have a mortgage?

Most mortgages go unwatched after they’re set
We monitor yours — and let you know when something is worth acting on

🔗 Set up Mortgage Monitor →