Early Access

WHY THIS EXISTS

Normally, rewards are used when you complete a mortgage — which can take time

Early Access gives you another way to use your rewards

✔ Get cash now

✔ Keep the rest building in your rewards balance for your next mortgage

HOW IT WORKS

STEP 1 — SHARE 👥

Share this with someone you know

• They get up to $1,300 toward their closing costs

• You can lock in yours as well

STEP 2 — EARN 💰

When someone you share this with completes a mortgage

• You earn rewards (typically $200–$800 per referral)

💡 Funded from the lender commission — no added costs to your mortgage

STEP 3 — UNLOCK 🔓

As your rewards grow:

• Unlock a portion as cash

STEP 4 — GROW 📈

Your remaining rewards continue building in your rewards blance

• Available for your next mortgage

UNLOCK MILESTONES

As your rewards grow, you can unlock more

Here’s how that looks:

$500 → get $100, $400 remains

$1,000 → get $250, $750 remains

$1,500 → get $500, $1,000 remains

$2,000 → get $700, $1,300 remains

Example — 3 completed referrals at $500 each:

After 1 referral — $500 → get $100, $400 remains

After 2 referrals — $1,000 → get $250, $750 remains

After 3 referrals — $1,500 → get $500, $1,000 remains

✔ $500 received in cash
✔ $1,000 remains in your rewards balance for your next mortgage with us

How you receive your cash

• Confirm your details

• Complete a short profile

Takes about a minute

No obligation. No deadline

PASS THIS ALONG

Know someone buying, renewing, or refinancing?

They can lock in up to $1,300 toward their closing costs

Share → Earn → Save

Lock it in now — decide later

No obligation. Takes less than 30 seconds

Valid for up to 5 years

Already have a mortgage?

Most mortgages go unwatched after they’re set
We monitor yours — and let you know when something is worth acting on

🔗 Set up Mortgage Monitor →

Joel Laceda Mortgage Agent Level 2

BRX Mortgage Inc. FSRA #13463

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