Mortgage Strategy Backed by Global Interest Rate Expertise

For Realtors

Help Your Clients Save More On Their Closing Costs

Help clients save beyond the original transaction
while giving yourself valuable reasons to reconnect throughout homeownership.

💙 Your reward becomes your client's savings.

Eligible clients can lock in up to $1,300 toward eligible mortgage-related closing costs.

As a Realtor Partner, you're also gifting your $200 to $500 Closing Cost Credit Bonus—helping eligible clients reduce even more of their closing costs.

No out-of-pocket cost.
Simply gift your reward to your clients.

We'll handle the mortgage expertise
so you can focus on your clients.

See What Your Clients Can Receive

📞 Give Yourself Better Reasons To Reconnect

Most homeowners don't need another "Just checking in..." message.

They appreciate learning about new ways to save money on mortgage-related costs they already have to pay.

That naturally creates valuable reasons to reconnect throughout homeownership.

One helpful conversation often leads to the next.

As life changes, your clients may begin asking questions like:

• Should I renew or refinance my mortgage?

• Can I reduce my monthly mortgage payments?

• Should I access my home equity?

• Could I buy an investment property?

• How can I better protect my finances?

Can I make my mortgage tax-deductible?

Instead of selling, you're helping.

You're helping clients save money on costs they already have to pay while staying connected throughout every stage of homeownership.

🏡 Client Value Calculator

See What Your Client Could Receive

Show your clients the up to $1,300 Closing Cost Reward they may qualify for, plus the $200 to $500 Closing Cost Credit Bonus you're gifting them.

They'll also discover personalized mortgage strategies—including whether their mortgage could potentially become tax-deductible.

💬 Share With A Client

Share your gifted Closing Cost Reward and help eligible clients lock in up to $1,300 toward mortgage-related closing costs—along with personalized mortgage strategies and calculators they can explore anytime.

💡 What Your Clients Will Discover

The Client Value Calculator helps your clients estimate:

✅ Their closing costs

✅ Available government rebates

✅ Closing Cost Rewards they may qualify for

✅ Additional Closing Cost Credits they can earn

How they may be able to earn back eligible mortgage-related costs over time—including land transfer tax, lender fees, and other eligible expenses.

💙 Stay Connected Long After The Sale

When clients discover something valuable, they often share it with friends and family.

Every client you help has the potential to introduce friends, family, and future clients.

As your clients—and the people they introduce—reach future buying and selling decisions, our goal is to reconnect them with the trusted Realtor who first introduced them whenever appropriate.

Helping your clients today can create future referrals and opportunities for years to come.

🤝 You Make The Introduction.
We'll Help From There.

You don't need to become a mortgage expert.

Simply introduce your clients to the mortgage strategies, calculators, and rewards available.

We'll help them understand the mortgage strategy that best fits their situation and guide them through every stage of homeownership—from buying a home and renewing a mortgage to refinancing, accessing home equity, planning for retirement, purchasing an investment property, and exploring tax-efficient borrowing strategies.

We believe the professionals who first help a homeowner should continue benefiting from those relationships as their needs evolve over time.

That's why, whenever appropriate, we aim to reconnect homeownersand the friends and family they introduce—with the trusted Realtor who first introduced them to us.

You'll remain the trusted professional who introduced the opportunity. We'll provide the mortgage expertise, planning, and ongoing support that helps your clients move forward with confidence.

🎁 Gift Your Closing Cost Reward To Your Clients

As a Realtor Partner, your Closing Cost Reward is automatically gifted to your clients.

Your clients can use their Closing Cost Reward when buying a home, renewing, refinancing, or accessing home equity.

Eligible clients can currently lock in up to $1,300 toward eligible mortgage-related closing costs and use it anytime within the next 5 years.

💡 For many clients, that's enough to cover most legal fees at closing.

💙 Increase The Value Of Your Gift

When one of your clients later completes an eligible mortgage:

• Your client may receive your $200 Closing Cost Credit Bonus.

• If you're also a Mortgage Strategy client, your client may receive an additional Closing Cost Credit Bonus of up to $300, depending on the funded mortgage amount.

Together, your client may receive up to $500 Closing Cost Credit Bonus.

Current program available until August 31, 2026.

Beginning September 1, 2026, the maximum Closing Cost Reward will be reduced to up to $1,000, with eligibility reduced to 3 years.

Give your clients valuable reasons to reconnect

No cost • No obligation • Takes less than 30 seconds

Joel Laceda Mortgage Agent Level 2

BRX Mortgage Inc. FSRA #13463