Mortgage Closing Costs Made More Affordable
⚖️ Apply Your Closing Cost Reward Directly Toward Legal Fees
Some participating legal partners can apply your available Closing Cost Reward directly toward eligible legal fees at closing.
For eligible transactions, you may only need to pay the remaining balance instead of paying your full legal bill first and waiting for reimbursement.
🏠 Why This Matters
Closing day already comes with enough expenses.
If your Closing Cost Reward can be applied directly through a participating legal partner, you may have less money to bring on closing day and avoid paying the full legal bill upfront.
🤝 Why Choose a Participating Legal Partner?
Not every law firm can apply your available Closing Cost Reward directly toward eligible legal fees at closing.
Our participating legal partners understand how the program works and coordinate closely with us throughout your mortgage process. Because we regularly work together, communication is more streamlined, documentation is coordinated efficiently, and your closing process is often more coordinated from start to finish.
For eligible transactions, your available Closing Cost Reward can also be applied directly toward eligible legal fees, helping reduce the amount you may need to pay out of pocket at closing.
If you already have a lawyer, you're welcome to continue working with them. However, if you'd like to take advantage of direct reward application and a more coordinated closing experience, we can introduce you to a participating legal partner.
✅ Why Clients Choose Participating Legal Partners
• Closing Cost Reward applied directly toward eligible legal fees
• Lower out-of-pocket costs at closing
• A more coordinated mortgage and legal closing process
• Familiarity with the Closing Cost Reward program
• Experienced with mortgage transactions
🔄 How It Works
1. Reserve your Closing Cost Reward
Lock in your available reward before your eligible mortgage.
2. We'll introduce you to a participating legal partner
Choose whether you'd like to work with one of our participating firms.
3. Your eligibility is confirmed
Your legal partner verifies your available Closing Cost Reward.
4. Your reward is applied
Your available reward is applied toward eligible legal fees at closing.
5. You pay the remaining balance
Instead of paying the full legal bill upfront, you pay only the remaining eligible balance.
🏠 Who May Benefit
This may be available for eligible:
• Home purchases
• Mortgage renewals
• Refinances
• Equity access mortgages
Availability depends on your mortgage and participating legal partner.
📲 Know Someone Planning a Mortgage?
Help a friend or family member discover how they may be able to apply their available Closing Cost Reward directly toward eligible legal fees through a participating legal partner.
If they're buying a home, renewing, refinancing, or accessing equity, sharing only takes a few seconds—and could help reduce the amount they need to pay at closing.
🎁 Ready to Reserve Your Reward?
Reserve your $1,300 Closing Cost Reward today and use it anytime within the next 5 years.
If you're eligible, we'll help determine whether it can be applied directly toward eligible legal fees through a participating legal partner, helping reduce the amount you may need to pay at closing.
💡 For many clients, that's enough to cover most legal fees at closing.
Current program available until August 31, 2026.
Beginning September 1, 2026, the maximum reward will become up to $1,000, with eligibility reduced to up to 3 years.
Lock it in today. Reserve it for later.
Use it when you're ready.
No obligation • Takes about 30 seconds.
Joel Laceda Mortgage Agent Level 2
BRX Mortgage Inc. FSRA #13463