Mortgage Strategy Built on Global Interest Rate Expertise
How the $1,300 Closing Cost Reward Works
You can lock in up to $1,300 toward your closing costs — often covering most legal fees.
This is part of a broader mortgage strategy designed to help reduce your costs over time
What You Get
✔ Up to $1,300 toward closing costs
✔ Often covers most legal fees
✔ No cost — doesn’t increase your mortgage rate or fees
✔ Paid after your mortgage closes — nothing upfront
✔ Use it anytime within the next 5 years
👉 You can use this when you buy, renew, or refinance your mortgage.
We use your name, email, and phone to securely verify and apply your reward when you complete your mortgage — ensuring your reward is protected and assigned to you.
This applies to your first mortgage completed with us — there’s nothing else you need to do beyond locking it in now. Once claimed, it’s reserved for you.
Where the Reward Comes From
When your mortgage is completed, the lender pays a commission.
Instead of keeping that entirely, part of it is used to:
• reduce your upfront costs
• reward referrals
• create long-term savings opportunities
The Reward Works Both Ways
This is where the model becomes more valuable over time.
If you’re getting a mortgage:
👉 You receive up to $1,300 toward your closing costs
If you refer someone:
👉 You earn points you can use toward:
• closing costs
• lowering your mortgage rate
• past or future mortgage expenses
Example
On a typical $500,000 mortgage:
👉 You earn approximately $200–$600 in value per referral
Turn Referrals Into Real Savings
As your points build over time, you can apply them toward real mortgage costs such as:
• Land Transfer Tax
• Mortgage default insurance (CMHC, Sagen, Canada Guaranty)
• Mortgage penalties
• Lender fees
• Future closing costs
• Lowering your interest rate
👉 Over time, this can add up to thousands in savings
Why You Should Lock It In Now
The current reward is:
👉 Up to $1,300 toward your closing costs
This reward level will be reduced for new accounts as the program grows.
Locking it in now ensures you keep access to the current level — even if it changes later.
Once locked in, your reward remains available to use within the full eligibility period.
Lock In Your Closing Cost Reward
It takes about 30 seconds to lock in your reward.