MortgagePaysYou.com
How Much Do You Want to Save on Closing Costs?
Use our Calculator to:
Estimate your closing costs.
See how much you can save with our Closing Cost Relief.
Benefit from our partnership with Deeded and Uptown Law for a secure, seamless process.
Enjoy the convenience of us paying them for you.
We've partnered with Deeded and Uptown Law
Amanda Devaux, Principal Lawyer at Uptown Law: “At Uptown Law, client satisfaction is our top priority, and we strive to achieve a rapid response time to all inquiries. Joel covers a portion of your closing costs on your behalf, saving you time and money.
Reuven Gorsht, Deeded CEO: "At Deeded, we have a simple and secure way to close your real estate and mortgage transaction. With Joel covering a portion of your closing costs—you can focus on what matters most: enjoying your home."
About MortgagePaysYou.com

3 Easy Steps To Maximize Your Mortgage Savings
Step 1: Save time and thousands of dollars by using a mortgage agent
Step 2: Unlock long-term mortgage savings with our Mortgage Strategy Planner
Step 3: Save up to 1% of Your Mortgage Amount with our Referral Program and boost your rewards with our Referral Tiers
Discover how to maximize your mortgage and save
Become a Brand Ambassador to earn up to 20% in cash
Join the Partner program to gift your 20% reward to your friends

Step 1: Save Time and Thousands of Dollars by Using a Mortgage Agent
Save Time and Money With a Mortgage Agent
We work at BRX Mortgage, using advanced technology to find the best rates, terms, and features from over 59 banks, credit unions, and lenders.
We negotiate on your behalf, free of charge, to secure the best mortgage, saving you thousands of dollars.
Get started in under a minute, with everything accessible on your phone from the comfort of your home.

Step 2: Unlock Long-Term Savings With Our Mortgage Strategy Planner
Expert Guidance
Strategic Advice
Market Monitoring
Credit Score Management
Mortgage Monitoring
Cost-Saving Opportunities
Risk Management
Who's Watching Your Mortgage?
We monitor your mortgage and alert you when it's in your best interest to save money, ensuring you don't miss out on locking in fixed rates under 2% like last time!
Expert & Continuous Mortgage Monitoring: Fixed vs. Variable Rate




Missed the Chance to Lock in Fixed Rates Under 2%
We'll create a plan with you to take advantage of low rates, just like waiting for Black Friday deals, and alert you when it's time to save money.
Is Your Variable-Rate Mortgage Becoming Unaffordable?
We create a strategy together for when it's advantageous to use a variable rate and monitor your mortgage to ensure you don't face unexpected costs again.




Step 3. Save up to 1% of Your Mortgage Amount With Our Referral Program
Start With a Discount on Your Own Mortgage
Start off with a 10% reward, beginning your journey towards saving 1% of your mortgage amount, just by being referred.
If the net commission is $7,000, you could receive up to a $700 cash rebate on your own mortgage.






Earn Rewards to Save up to 1% of Your Mortgage Amount
Earn additional rewards by helping your friends save money on their mortgages. Refer them to our service so they can start the planning process and savings sooner.
You'll earn rewards when your friends get mortgages with us.
Refer more friends to accumulate rewards faster in your Referral Bank, getting closer to your goal of saving 1% of your mortgage amount.
For example, if your mortgage is $1,000,000, you can earn a $10,000 cash rebate on your own mortgage.



Mortgage Commission Share Referral Program
Refer a friend who gets a mortgage, and both of you can earn rewards of up to $100 or up to 10% of our net commission.
Earn Referral Bank Rewards. Share More and Earn More:
Lower your rates, receive cash rebates, and cover closing costs on your mortgage
Fund your down payment
Cover mortgage penalties
Pay for monthly rent or mortgage payments
Earn Rewards With Our Referral Program

Boost Your Rewards With Our Referral Tiers
The more you share, the higher the rewards, and the more you can save on your upcoming mortgage or gift to your friends.
Referral tiers: You can always take 100% of your tier as a Referral Bank reward




The More You Share the More You Earn
Refer more friends to earn up to 20% of our net commission.
For example, with a $7,000 net commission, you could earn $700 to $1,400 in rewards and cash, depending on your tier.
Reach your 1% mortgage savings goal faster
Earn income to help cover your rent or mortgage payments





Empower Your Network: Become a Brand Ambassador for Mortgage Savings!


Benefits of Becoming a Brand Ambassador
Earn Cash Rewards: Receive up to 20% of our net commission in cash, which can be used for mortgage payments, saving for a down payment, or covering other expenses
Help Friends Save: Gift up to 20% of our net commission to friends. Combined with their initial 10% reward, they can earn a total of 30% instantly on their mortgage.

How We Helped Our Clients Save Over $20,000 On Their Mortgage
Here's what a satisfied client had to say:
"Joel helped us save over $20,000. He found us the lowest rate and reduced it by 0.1% and also paid for our appraisal fee.
He explained how to get a Fixed Rate mortgage with the advantages of a Variable Rate but without the interest rate risk.
He set up a detailed investment strategy and annual alerts to pay off our home faster."







