Mortgage Freedom Plan

Share → Earn → Save

A simple way to reduce your mortgage costs over time

WHY THIS EXISTS

To use your rewards toward your mortgage with us

👉 Designed to help you work toward:

• up to 1 monthly mortgage payment

• plus 1 additional payment applied as a lump sum

HOW IT WORKS 🏡

STEP 1 — SHARE 👥

Share this with someone you know

• They get up to $1,300 toward their closing costs

• You earn when they complete their mortgage

STEP 2 — EARN 💰

When someone you share this with completes a mortgage

• They receive their closing cost reward

• You earn rewards (typically $200–$800 per referral)

💡 Funded from the lender commission — no added costs to your mortgage

STEP 3 — USE 🎯

Use your rewards toward your mortgage

• up to 1 monthly mortgage payment

• plus 1 additional lump sum payment

STEP 4 — GROW 📈

Your rewards continue growing over time

• What you don’t use now can be used toward your next mortgage

• Over time, this can build into meaningful savings

HOW MUCH YOU CAN USE NOW

You can use a portion now, while the rest remains in your rewards account

Access increases as your rewards grow

Typical Milestones:

$500 → use $350 now, $150 remains

$1,000 → use $700 now, $300 remains

$1,500 → use $1,050 now, $450 remains

$2,000 → use $1,400 now, $600 remains

HOW MUCH YOU CAN USE NOW

You can use a portion now, while the rest remains in your rewards account

Access increases as your rewards grow

Typical Milestones:

$500 → use $350 now, $150 remains

$1,000 → use $700 now, $300 remains

$1,500 → use $1,050 now, $450 remains

$2,000 → use $1,400 now, $600 remains

REAL EXAMPLE

Here’s what this can look like in practice

🏡 Based on:

$365,000 mortgage · 4.00% · 5-year fixed · 30-year amortization

Monthly mortgage payment ≈ $1,750 (≈ 5 referrals)

5 Referrals (~$2,500)

➡️ $1,750 applied as a lump sum

➡️ $750 remains in your rewards account

💰 Save approximately $4,000 in interest

⏱️ Paid off about 3 months sooner

10 Referrals (~$5,000)

➡️ $3,500 applied as a lump sum

➡️ $1,500 remains in your rewards account

💰 Save approximately $8,000 in interest

⏱️ Paid off about 6 – 7 months sooner

Lock it in now — decide later

No obligation. Takes less than 30 seconds