Mortgage Strategy Backed by Global Interest Rate Expertise
Reduce Your Mortgage Costs
Lower your rate or reduce your closing costs
For purchases, renewals, and refinances
Most mortgages come with upfront costs or long-term interest
This gives you a way to reduce both — over time
WHY THIS EXISTS
To help reduce your mortgage costs
Lock in up to $1,300 toward your closing costs
• Up to 5 years to use it
• Funded from the lender commission — not added to your mortgage
👥 Share this with people you know
— so they can lock in the same
This gives both of you time to earn rewards
— so both of you have more to use when you need it
💡 For example, sharing this early lets both of you earn rewards
— before either of you needs a mortgage
Most closing costs range from $2,000–$4,000
Here’s what this can look like:
👉 ≈ 3 referrals + your $1,300 reward
→ most closing costs covered
HOW IT WORKS
STEP 1 — SHARE 👥
Share this with people you know
• They can lock in their $1,300 reward
• You can lock in yours as well
STEP 2 — EARN 💰
When someone you shared this with completes their mortgage
• You earn about $200–$800
STEP 3 — GROW 📈
Rewards add up over time
• Some clients reach $2,000–$5,000+
STEP 4 — USE 💳
Apply them to your closing costs or lower your rate
EXAMPLE — TWO WAYS TO USE YOUR REWARDS
For example, someone who shares this early and refers 3 people
— can earn rewards before needing a mortgage
🏡 Based on:
$500,000 mortgage • 5.00% • 5-year fixed • 25-year amortization
🧾 Closing costs:
Total: $2,800 (Appraisal • Legal • Disbursements)
👥 Based on 3 referrals (~$500 each)
≈ $1,500 + $1,300 → $2,800 total
Option 1 — Reduce your closing costs 🧾
$2,800 applied toward your costs
👉 $0 out-of-pocket for closing costs
Option 2 — Lower your rate 📉
About $2,800 reduces your rate by ~0.15%
👉 New rate: 5.00% → 4.85%
PASS THIS ALONG
Know someone buying, renewing, or refinancing?
They can lock in up to $1,300 toward their closing costs
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Share → Earn → Save
Lock it in now — decide later
No obligation. Takes less than 30 seconds
Valid for up to 5 years
Already have a mortgage?
Most mortgages go unwatched after they’re set
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